Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the talxento.com website, operated by Talxento S.A., a company incorporated under the laws of the Republic of Paraguay. By accessing and using this website, you agree to be bound by these Terms and Conditions.
1. Owner identification
The talxento.com website is owned by Talxento S.A., with registered address at Av. Mariscal Lopez 3794, Edificio Citibank, Floor 8, Asuncion, Paraguay. RUC: 80123456-7. Commercial License No. 4521/2024 issued by the Municipality of Asuncion. Incorporated in 2024 under the laws of the Republic of Paraguay.
2. Nature of the service
Talxento is an educational platform dedicated to publishing content on financial education. Important: Talxento does NOT provide financial, investment, or financial advisory services. All content published on this site is exclusively informational and educational. The materials do not constitute an offer, recommendation, or invitation to carry out financial operations of any kind.
3. Website use
By using this website, you agree to: use the content solely for personal informational and educational purposes; not reproduce, distribute, or modify the content without prior written authorization; not use the website for illegal activities or activities contrary to Paraguayan law; provide truthful and up-to-date information in contact forms; and not attempt unauthorized access to the website's systems.
4. Intellectual property
All website content, including text, graphics, images, logos, icons, software, and any other material, is the property of Talxento S.A. or its respective rights holders, and is protected by the intellectual property laws of the Republic of Paraguay and applicable international treaties. Total or partial reproduction of the content without express authorization is prohibited.
5. Disclaimer of liability
Talxento S.A. does not guarantee the accuracy, completeness, or timeliness of the information published on the website. The information is educational and should not be interpreted as professional financial advice. Talxento S.A. shall not be liable for: financial decisions made based on website content; losses or damages resulting from the use of the information provided; interruptions or errors in website operation; or the content of third-party websites linked from this site.
6. Third-party links
This website may contain links to third-party websites. These links are provided solely for your convenience and do not imply endorsement or approval by Talxento S.A. We have no control over the content of such sites and assume no responsibility for them.
7. Personal data protection
The processing of your personal data is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. We recommend reading it carefully.
8. Modifications
Talxento S.A. reserves the right to modify these Terms and Conditions at any time and without prior notice. Modifications will take effect from their publication on the website. Continued use of the site after any modification constitutes acceptance of the new terms.
9. Applicable law and jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Paraguay. Any dispute arising from the use of this website shall be submitted to the jurisdiction of the ordinary courts of the city of Asuncion, Paraguay, with the parties waiving any other jurisdiction that may apply to them.
10. Contact
For any inquiry related to these Terms and Conditions, you can contact us at: Talxento S.A., Av. Mariscal Lopez 3794, Edificio Citibank, Floor 8, Asuncion, Paraguay. Email: contacto@talxento.com. Phone: +595 21 607 8200.